/* GoHappyFunds - Golden Hills Morning. Warm cream canvas, amber primary, marigold CTA with ink text, 24px radii. */
:root{
  --bg:#FFFBF2;--card:#FFFFFF;--ink:#2A2318;--text:#3A3128;--muted:#6B5F52;
  --accent:#FFB020;--accent-deep:#A5620A;--accent-tint:#FFF1D1;--honey:#F3D9A4;--line:#EADFCF;
  --terra-dark:#7E4A06;--foot-bg:#2A2318;--foot-text:#E9DFD2;--foot-link:#FFC861;--cream-dim:#D9CDB8;
  --fd:"Lexend Deca",system-ui,sans-serif;--fb:"Signika",system-ui,sans-serif;--r:24px;--rs:12px;--wrap:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.15;margin:0;font-weight:600;text-wrap:balance}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#FFFBF2;padding:8px 12px;z-index:60;border-radius:var(--rs)}
.skip:focus{left:8px;top:8px}
.kicker{font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep);display:inline-flex;align-items:center;gap:9px}
.kicker::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 3px var(--accent-tint)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--fd);font-weight:600;font-size:16px;padding:15px 28px;border-radius:999px;border:1px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,transform .15s}
.btn-primary{background:var(--accent);color:var(--ink);border-color:var(--accent)}
.btn-primary:hover{background:#FFBE45;border-color:#FFBE45;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--accent-tint)}

/* header: cream bar, gradient hairline under it */
.mast{position:relative;z-index:5;background:var(--bg)}
.mast::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:linear-gradient(90deg,var(--accent-deep),var(--accent) 55%,var(--honey))}
.mast-in{display:flex;align-items:center;gap:28px;height:72px;position:relative}
.brand{text-decoration:none;display:inline-flex;align-items:center;gap:10px}
.brand .mark{width:30px;height:30px;flex:0 0 30px}
.wm{font-family:var(--fd);font-weight:700;font-size:22px;letter-spacing:-.015em;color:var(--ink);text-decoration:none}
.wm b{font-weight:700;color:var(--accent-deep)}
.nav{display:flex;align-items:center;gap:26px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:500;font-size:15px;color:var(--ink);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;margin-left:auto;width:42px;height:42px;border:1px solid var(--line);background:var(--card);border-radius:var(--rs);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:66px;left:0;right:0;background:var(--card);border:1px solid var(--line);border-radius:var(--rs);flex-direction:column;align-items:stretch;gap:0;padding:6px 0;box-shadow:0 18px 40px rgba(42,35,24,.16);margin:0}
  .nav.open{display:flex}
  .nav a{padding:12px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero: golden-hills sunrise under a cream veil, form card first */
.hero{position:relative;padding:44px 0 64px;overflow:hidden;background:var(--accent-tint)}
.hero-bg{position:absolute;inset:0;margin:0}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center 40%}
.hero-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,251,242,.16) 0%,rgba(255,251,242,.42) 30%,rgba(255,251,242,.84) 66%,#FFFBF2 100%)}
.hero-in{position:relative;z-index:1;text-align:center}
.eyebrow{display:inline-flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:10px;font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink);margin-bottom:18px}
.eyebrow i{width:7px;height:7px;border-radius:50%;background:var(--accent);display:inline-block;box-shadow:0 0 0 2px rgba(255,176,32,.3)}
.form-card{background:var(--card);border-radius:var(--r);box-shadow:0 28px 60px rgba(165,98,10,.16),0 2px 6px rgba(42,35,24,.06);padding:26px 26px 20px;width:100%;max-width:var(--card-max);margin:0 auto;text-align:left}
.form-card__head{display:grid;grid-template-columns:34px 1fr;column-gap:12px;align-items:center}
.form-card__head svg{width:34px;height:34px;grid-row:1/3}
.form-card__head h2{font-size:24px;letter-spacing:-.01em;line-height:1.15}
.form-card__head p{color:var(--muted);font-size:14.5px;margin-top:2px;grid-column:2}
.form-card__head p b{color:var(--accent-deep);font-weight:700}
.form-host{margin-top:16px}
.form-card__trust{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center;line-height:1.5}
.form-card__trust i{display:inline-block;width:5px;height:5px;border-radius:50%;background:var(--accent);margin:0 9px;vertical-align:2px}
:root{--card-max:780px;--cta-text:#2A2318}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin:24px auto 0;padding:0;list-style:none;max-width:820px}
.ticks li{display:inline-flex;align-items:center;gap:8px;font-family:var(--fd);font-weight:500;font-size:14px;color:var(--ink);background:rgba(255,255,255,.72);border:1px solid var(--honey);border-radius:999px;padding:8px 14px 8px 10px}
.ticks svg{width:18px;height:18px;flex:0 0 18px}
.hero-h1{font-size:clamp(30px,4.4vw,46px);letter-spacing:-.015em;max-width:800px;margin:40px auto 0}
.hero-sub{max-width:660px;margin:14px auto 0;font-size:17px;color:var(--text)}
@media(max-width:600px){
  .hero{padding:26px 0 44px}
  .hero-bg img{object-position:center 58%}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:20px 16px 16px;border-radius:18px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:20px}
  .ticks li{font-size:13px;padding:7px 10px 7px 8px;justify-content:flex-start}
  .eyebrow{font-size:11.5px;letter-spacing:.04em;gap:8px}
  .hero-h1{margin-top:30px}
}
/* recognition strip: six lines on a pale-marigold band */
.lines{background:var(--accent-tint);padding:74px 0;border-top:1px solid var(--honey);border-bottom:1px solid var(--honey)}
.lines h2{font-size:clamp(26px,3.3vw,38px);margin-top:12px;letter-spacing:-.01em;max-width:700px}
.line-list{list-style:none;margin:30px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 40px}
.line-list li{font-family:var(--fd);font-weight:500;font-size:20px;line-height:1.3;color:var(--ink);padding:16px 18px 16px 22px;background:var(--card);border-radius:var(--rs);position:relative;box-shadow:0 10px 24px rgba(165,98,10,.07)}
.line-list li::before{content:"";position:absolute;left:0;top:18px;bottom:18px;width:4px;border-radius:4px;background:linear-gradient(180deg,var(--accent),var(--accent-deep))}
.lines-close{margin-top:30px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px 32px}
.lines-close p{max-width:640px;font-size:16.5px;color:var(--text)}
@media(max-width:700px){.line-list{grid-template-columns:1fr;gap:10px}.line-list li{font-size:18px;padding:13px 14px 13px 18px}.lines{padding:56px 0}}

/* photo band: statement over the sunlit hillside */
.band{position:relative;overflow:hidden;background:var(--terra-dark);color:#FFFBF2}
.band-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.band-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(126,74,6,.94) 0%,rgba(126,74,6,.88) 46%,rgba(126,74,6,.34) 100%)}
.band-in{position:relative;z-index:1;padding:96px 0;max-width:560px}
.band .kicker{color:var(--foot-link)}
.band .kicker::before{background:var(--foot-link);box-shadow:0 0 0 3px rgba(255,200,97,.25)}
.band h2{color:#FFFBF2;font-size:clamp(30px,4vw,44px);margin-top:12px;letter-spacing:-.012em}
.band p{margin-top:16px;font-size:17px;color:#F6EBDD;max-width:480px}
.band-link{display:inline-flex;align-items:center;gap:8px;margin-top:26px;font-family:var(--fd);font-weight:600;font-size:15px;color:var(--foot-link);text-decoration:none;border-bottom:2px solid rgba(255,200,97,.5);padding-bottom:3px}
.band-link:hover{border-bottom-color:var(--foot-link)}
@media(max-width:600px){.band-veil{background:linear-gradient(180deg,rgba(126,74,6,.92) 0%,rgba(126,74,6,.86) 100%)}.band-in{padding:64px 0}}

/* how it works: sunrise timeline, three stops on one rising arc */
.morning{padding:92px 0 84px;position:relative}
.sec-head{max-width:720px}
.sec-head h2{font-size:clamp(28px,3.6vw,40px);margin-top:12px;letter-spacing:-.012em}
.sec-head p{margin-top:12px;color:var(--muted);font-size:17px}
.arc{position:relative;margin-top:44px}
.arc-line{position:absolute;left:0;right:0;top:0;height:120px;pointer-events:none}
.stops{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;position:relative}
.stops li{padding-top:26px}
.stops li:nth-child(2){margin-top:-38px}
.stops li:nth-child(3){margin-top:-76px}
.stop-mark{width:58px;height:58px;border-radius:50%;background:var(--card);box-shadow:0 10px 26px rgba(165,98,10,.14);display:grid;place-items:center}
.stop-mark svg{width:36px;height:36px}
.stops h3{font-size:22px;letter-spacing:-.01em;margin-top:18px}
.stops p{margin-top:8px;color:var(--text);font-size:16.5px}
.stop-out{display:inline-flex;align-items:center;gap:8px;margin-top:14px;font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-deep)}
.stop-out::before{content:"";width:18px;height:2px;background:var(--accent)}
@media(max-width:760px){.morning{padding:64px 0 56px}.arc-line{display:none}.stops{grid-template-columns:1fr;gap:26px}.stops li,.stops li:nth-child(2),.stops li:nth-child(3){margin-top:0;padding-top:0;display:grid;grid-template-columns:58px 1fr;column-gap:16px}.stops h3{grid-column:2;margin-top:2px}.stops p,.stop-out{grid-column:2}}

/* why band: dark warm band with the rolling-hills artwork and a trio */
.steady{background:var(--foot-bg);color:var(--foot-text);padding:92px 0;overflow:hidden}
.steady-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.steady .kicker{color:var(--foot-link)}
.steady .kicker::before{background:var(--foot-link);box-shadow:0 0 0 3px rgba(255,200,97,.22)}
.steady h2{color:#FFFBF2;font-size:clamp(28px,3.6vw,40px);margin-top:12px;letter-spacing:-.012em}
.steady-lead{margin-top:14px;color:var(--cream-dim);font-size:16.5px}
.trio{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:14px}
.trio li{display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start;background:rgba(255,251,242,.05);border:1px solid rgba(255,200,97,.18);border-radius:var(--rs);padding:16px 18px}
.trio li svg{width:44px;height:44px}
.trio h3{color:#FFFBF2;font-size:18px}
.trio p{margin-top:5px;color:var(--cream-dim);font-size:15.5px}
.art{width:100%;max-width:560px;margin:0 auto;border-radius:var(--r)}
@media(max-width:860px){.steady{padding:64px 0}.steady-grid{grid-template-columns:1fr;gap:36px}.art{max-width:440px}}

/* guides: three reads */
.reads{padding:88px 0 80px}
.read-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}
.read{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 24px 22px;text-decoration:none;color:var(--text);transition:transform .15s,box-shadow .15s}
.read:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(165,98,10,.12)}
.read span{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep)}
.read h3{font-size:19px;margin-top:10px;letter-spacing:-.01em}
.read p{margin-top:10px;font-size:15.5px;color:var(--muted);flex:1}
.read em{font-style:normal;font-family:var(--fd);font-weight:600;font-size:14px;color:var(--ink);margin-top:16px;display:inline-block;border-bottom:2px solid var(--accent);padding-bottom:2px}
@media(max-width:860px){.reads{padding:60px 0}.read-grid{grid-template-columns:1fr;gap:14px}}

/* faq: two-column rows */
.asked{padding:0 0 92px}
.faq-rows{margin-top:34px;border-top:1px solid var(--honey)}
.frow{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:16px 48px;padding:26px 0;border-bottom:1px solid var(--honey)}
.frow h3{font-size:19px;letter-spacing:-.01em;line-height:1.3}
.frow p{font-size:16.5px;color:var(--text)}
@media(max-width:760px){.asked{padding-bottom:64px}.frow{grid-template-columns:1fr;gap:8px;padding:20px 0}}

/* closing cta band */
.back{background:var(--accent-tint);border-top:1px solid var(--honey);padding:72px 0}
.back-in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px 40px}
.back h2{font-size:clamp(26px,3.3vw,36px);margin-top:10px;letter-spacing:-.012em}
.back p{margin-top:10px;color:var(--text);max-width:560px}
@media(max-width:600px){.back{padding:54px 0}}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:64px 0 40px;font-size:14.5px}
.foot-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px 40px;align-items:flex-start;padding-bottom:28px;border-bottom:1px solid rgba(255,200,97,.18)}
.foot .wm{color:#FFFBF2}
.foot .wm b{color:var(--foot-link)}
.foot-line{margin-top:14px;max-width:520px;color:var(--cream-dim)}
.foot-mail{color:var(--foot-link);font-family:var(--fd);font-weight:600;text-decoration:none;border-bottom:1px solid rgba(255,200,97,.45);padding-bottom:2px}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 22px;margin:26px 0 8px;padding:0}
.legal-links a{color:#FFFBF2;text-decoration:none;font-family:var(--fd);font-weight:500;font-size:14px;border-bottom:1px solid transparent}
.legal-links a:hover{border-bottom-color:var(--foot-link)}
.disc{margin-top:20px;color:var(--cream-dim);font-size:13px;line-height:1.6}
.disc p{margin-top:10px}
.disc b{color:var(--foot-text)}
.disc a{color:var(--foot-link)}

/* legal / subpage prose */
.sub main{padding:52px 0 80px}
.prose{max-width:740px}
.prose h1{font-size:clamp(30px,4vw,42px);letter-spacing:-.015em;margin-bottom:10px}
.prose p.updated{color:var(--muted);font-size:14px;margin-bottom:26px}
.prose h2{font-size:24px;margin:36px 0 10px;letter-spacing:-.01em}
.prose h3{font-size:19px;margin:26px 0 8px}
.prose p{margin:12px 0;font-size:17px}
.prose strong{color:var(--ink)}
.prose ul,.prose ol{margin:12px 0 12px 22px;padding:0}
.prose ul>li,.prose ol>li{margin:7px 0}
.prose a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:3px}
.prose a.btn{text-decoration:none;margin-top:10px}
.prose table{border-collapse:collapse;width:100%;margin:16px 0;font-size:15.5px}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{font-family:var(--fd);font-weight:600;color:var(--ink);background:var(--accent-tint)}
.prose .crumbs{list-style:none;margin:0 0 18px;padding:0;display:flex;flex-wrap:wrap;gap:6px;font-size:13.5px;color:var(--muted)}
.prose .crumbs a{color:var(--accent-deep);text-decoration:none}
.prose .crumbs li+li::before{content:"/";margin-right:6px;color:var(--cream-dim)}
.prose .note{background:var(--accent-tint);border-left:4px solid var(--accent);border-radius:0 var(--rs) var(--rs) 0;padding:14px 18px;margin:18px 0}
.prose .more{margin-top:36px;padding-top:22px;border-top:1px solid var(--honey)}
.prose .more h2{margin-top:0}
.prose input,.prose select,.prose textarea{font-family:var(--fb)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}